Online Car Insurance

Would someones 3rd party car insurance pay out if someone sued them?

September 30, 2009 by · 5 Comments
Filed under: Blog 

A woman gave a friend a run every week, a couple of weeks ago they bumped into another car, there was no damage to either car. Her friend the passenger claimed she had whiplash, she was off work for 1 week and is now planning on suing driver.
The driver only has 3rd party car insurance and was just wondering if her car insurance would pay out to passenger or would she have to pay out herself if claim goes through?

That’s what third party insurance is for. The passenger would be considered the third party and can sue the driver of the vehicle in which she was travelling. If there is negligence on the part of the driver and damages as a result then there could be a valid claim.

xxR

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Do car insurance companies know when you receive a moving violation?

September 28, 2009 by · 5 Comments
Filed under: Blog 

When you ask for a new car insurance quote from your current or a new provider they always ask the question if you have been involved in an accident or have been pulled over recently etc, etc. My question is, do they already know this info and are they maybe testing me or do they really don’t know? I’ve had two moving violations within the past 5 years and I’m wondering how to answer these questions when I shop for insurance on a new vehicle.

if you have gotten a ticket or two or three, i would stay with the same company and not make too much noise. unless you get in an accident, the likelihood of the insruance company running your driving record is almost zero. they won’t know. if you try to go to another company – they will run your driving record – bank on it. and, the ticket(s) will show up and their quote will be higher as a result. Your current company does not know about it. Stay w them and don’t make any noise.

What is the car insurance company that offers 40% off for teenagers?

September 24, 2009 by · Leave a Comment
Filed under: Blog 

What is the car insurance company that offers 40% off for teenagers if they dont use the car later than 11.00 at night , ive heard eople go on about it but cant find it! Or if you no any other ways can get cheaper car insurance , im 18 and they all seem to cost a bomb!

hi stacie!

that insurance scheme using a tracking device to verify whether you will use it between certain hours or base it on the number of miles and roads used, was piloted by Norwich Union and has not yet been released publically, to my knowledge!

I believe it is called PAY AS YOU DRIVE

Anyways, to save money on insurance:

Buy a 1.2Litre or below
Value of car under 2k

If you want to save money in the long run then pay heavy now and build up your no claims bonus so that by the time you can afford an expensive car insurance will be the least of your worries!

If you want to save money now, and expect to earn so much taht when you get a good car insurance will be affordable… then be the 2nd driver (not main) and possible use DIRECT LINE for this purpose!

Finally, try confused.com to search for the best quote for you!!!

Hope ive helped!

Car Insurance?

September 16, 2009 by · 4 Comments
Filed under: Blog 

I am planning to buy a used 1992 Honda Prelude for $2,700.00. How does the insurance work? Does the price of the car that I paid or the retail price, plays as a factor of how much I would have to pay monthly for insurance. What insurance company would be the best for a new driver with her G2 only? Does anybody have an idea of how much it will cost me (approximately monthly) for the insurance? What other fees or cost will I have to pay for?

Insurance cost depends on a LOT of factors, which includes but may NOT be limited to:

* make, model, trim, and year of car
* optional equipment in the car (ABS, traction control, etc.)
* theft deterrent equipment in car (alarm, Lojack, etc.)
* other equipment in car (fire extinguisher, emergency kit, etc.)
* location where it is stored
* mileage driven per month
* where you drive to and from
* your age
* your driving record
* your gender
* your profession / job
* amount of coverage you are buying
* type of coverage your are buying
* and more

You should get quotes from as many companies as possible.

Honda Prelude is considered a 2-door sports coupe, so insurance will be higher than, say a Ford Taurus GL of same year.

Contact a local agent. I personally went with AllState and my agent was quite helpful. Others deal direct with companies like 21st Century, GEICO, Progressive, and so on. It’s all up to you. Just make sure you compare the same coverage across different companies.

How do you buy car insurance online if you want to drive your dons vehicle?

September 4, 2009 by · 1 Comment
Filed under: Blog 

He has full coverage but I am excluded on his policy because we have the same address. I no longer have a car so I don’t carry insurance anymore but want to be covered if I need to drive my son’s car.

all you have to do is have your son add you to his policy….he has to to do this because he is the policy holder….and you having the same address has nothing to do with being on his insurance….i did the same thing with my daughter her car was in my name and i added her as a driver simple as that!

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