February 6, 2010

What do you think about Progressive Direct car insurance?

I am purchasing a new car and for the first time car insurance. I've been shopping around online and Progressive Direct has the best rates for me. I also looked at getting Progressive through an insurance group in my area, which would cost $30 more per month for the same amount of coverage. Would it be worth the extra $30 per month to get the insurance through an insurance agency in my area?

Have you had any good or bad experiences with Progressive Direct car insurance?

I work for a law firm and deal with insurance companies constantly. Progressive is one of the best at handling claims, god forbid something did happen to you. As far as the difference in price, that $30 is only to pay that agent. If the coverage is the same, you're getting the same. If you want to email me with the details of your policy, please include you state, the coverage and the cost and i'll tell you if you're in good shape. also feel free to let me know about any tickets you've had in the past 3 years or if your record is clean.

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February 4, 2010

What is the average cost of car insurance?

what is the average cost of car insurance for teenage girls??? i can get my license this month but I need to pay for insurance myself and want to know about how much to expect to pay?

An average would be somewhere between $80 and the sky, depending on any factors.
Try running two comparison tools:
http://car-insurance.moneysavecenter.com?id=wGen-dci
http://car-insurance.moneysavecenter.com/100.php?id=wGen-dci
Write all quotes down so you don't forget.
Also write down the name of the insurer and the link to go back to them.
There are more sites in google if you need, the more you search the better the chance to find a cheap price

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February 2, 2010

What insurance is needed for rental car in California?

My son leaves Ireland tomorrow Sat 17th Nov to fly to San Diego. He has rented a car to drive to Seattle - everything appears to be arranged. But I want to check he has adequate car insurance that is needed/required? He is over 25 years and has normal Travel Insurance.

Many credit card companies will cover insurance requirements if you use their credit card to rent the car. However, your son should have checked with his credit card carrier before he left. Once he gets to the counter in the U.S. it will not be practical to check. And since he's already left Ireland (since today is Sunday 11/18) that probably won't be helpful information for your son. However, manybe someone else reading this will be helped by this information.

Once your son is here he'll be pressured to sign up for every bit of insurance he can buy, whether he needs it or not. Rental car companies make tons of money this way.

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January 30, 2010

Can the car insurance find out that I have been in a car accident?

I have just gotten a new job and I said I havent been in a car accident, but I did twice. Are they gonna find out about it when they add me in their car insurance?

If they run a Clue and DMV report you bet they will find it, if it was reported to either.

If your willing to take the chance that it was not reported and your willing to risk that your new jobs HR person along that companies insurance carrier wont send it through undewriting to verify information you have givin then your really diluding yourself. You need to be honest about this. The companies insurance carriers will not set the rate the company has to pay for you to drive a company vechical by the information you gave them. They will set the rate by what they discover in underwriting. Hopefully this new company will find your honesty with them refreshing and you wont start off on a bad note with them.

Good Luck and be Honest!

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January 26, 2010

Where can I get good rental car insurance?

I don't have a car so I have no car insurance. Occasionally I rent a car, but I always get screwed with the rental company's high insurance premiums. Are there any insurance companies that provide insurance on a short term basis. I have a good driving record.

No one will do it on a short term basis, but a named-nonowner policy runs about $150 a year. If you cancel it early, you don't get any money back.

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